Since America’s banking system is stuck in the 50s and transfers between accounts for some reason have $20 fees associated with them, I’ve been struggling with a way to transfer moderate sums of money to do things like pay rent (since I don’t have a checkbook). Furthermore, if you have an account that is credit-card only, you’re even more screwed. Turns out though, that I’ve stumbled across something that I think will work. Banks will write a check for you you against your account, but they’ll charge you $5 or so.

Here’s the trick: the USPS takes Visa, and according to this site, you can get a $1000 money order for $1.25. This means that you can do a transfer for almost free – although at considerable expense to your time.